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It gives your opponent a poison counter if you target your own creature with a combat trick (and there are several solid ones in Green) and if they remove one of your creatures too, which means this card will pretty consistently chip in at least one poison

Ungraded & graded values for all MTG Modern Horizons Art Series Magic Cards

However, Afterlife Insurance could see play in a budget deck or as a fun, thematic inclusion for players looking to experiment with afterlife mechanics in Magic: the Gathering

Archangel of Tithes, Archangel Avacyn (with trigger on the stack), Mindwrack Demon, and Dragonlord Silumgar are all prime targets that are usually much more difficult for a red deck to deal with